All calculators
40 free calculators for South Africans, grouped by topic. Search, or jump to a category.
Tax & Salary
About Tax & Salary →SARS Income Tax Calculator
PAYE, take-home pay, effective tax rate and medical tax credits for the 2027 tax year.
UIF Calculator
Employee and employer UIF contributions, plus an estimate of UIF unemployment benefits.
VAT Calculator
Add or remove 15% VAT from any amount.
Salary Increase Calculator
Your increase in rand and percent — before and after tax.
Employment & Labour
About Employment & Labour →Severance Pay Calculator
Minimum retrenchment severance pay under the BCEA.
Notice Period Calculator
Minimum notice under the BCEA and your notice end date.
Leave Pay Calculator
Annual leave accrued, your balance and the payout when you leave.
CCMA Compensation Estimator
The legal maximum and indicative scenarios for unfair dismissal compensation.
Overtime, Sunday & Public Holiday Pay
Overtime, Sunday and public holiday pay under the BCEA.
Property & Real Estate
About Property & Real Estate →Transfer Duty Calculator
Transfer duty payable to SARS on a property purchase, with an estimate of total buying costs.
Bond Repayment Calculator
Monthly home loan repayment, total interest, extra payments and an affordability check.
Property Affordability Calculator
How much house you can afford on your income, debts and deposit.
Buying vs Renting Calculator
Compare the long-run cost of buying a home with renting and investing the difference.
Rental Yield Calculator
Gross and net rental yield and monthly cash flow on a rental property.
Property Investment Return Calculator
Total profit and return on investment from buying, letting and selling a property.
Bond Extra Payment Calculator
How much interest and time extra payments save on your existing home loan.
Property Selling Costs Calculator
Agent commission, bond cancellation and other costs — and what you walk away with.
Insurance
About Insurance →Car Insurance Comparison
Compare car insurance quotes side by side — premiums, excess and cover.
Life Insurance Calculator
How much life cover your family needs, and your current cover gap.
Homeowners Insurance Calculator
Building replacement value to insure for, and a comparison of your quotes.
Household Contents Calculator
Add up what your belongings would cost to replace and find your cover gap.
Insurance Quote Comparison
Compare any type of insurance policy: premiums, excess, limits, benefits and exclusions.
Personal Finance
About Personal Finance →Compound Interest Calculator
Grow a lump sum and regular contributions over time.
Savings Goal Calculator
How much to save each month to reach a goal, or when you will get there.
Debt Repayment Calculator
When your debt will be paid off and how much extra payments save.
Personal Loan Calculator
Monthly instalment and total cost of a personal loan, including fees.
Credit Card Interest Calculator
How long it takes to clear your card and the interest you will pay.
Inflation Calculator
What rand amounts from the past are worth today, using official CPI.
Family Law
About Family Law →Wills & Estates
About Wills & Estates →Legal & Debt
About Legal & Debt →Conveyancing & Bond Costs Calculator
Total transfer and bond registration costs: official duty, fees, disbursements and VAT.
Debt Prescription Checker
Whether a debt may have prescribed under the Prescription Act — and what can stop it.
Prescribed Interest Calculator
Simple interest on a debt at the prescribed rate, with payments.
Small Claims Court Checker
Whether your claim fits within the small claims court limit and rules.